Ripple, as always, is ambiguously evaluated on this forum due to the fact that it is a centralized coin created to serve the banking system. I am okay with the existence of such a coin, although I dont invest in it. Simply, there are better coins for this, including ethereum and bitcoin. At the same time, I am watching the development of this coin, because it is not like other decentralized coins. This is a different path to the development of cryptocurrency.