I would never dare to borrow in cryptocurrency simply because of the high volatility of the market, if you look back at this forum there were people who loaned some huge amount in bitcoin when the price was really low and he took it for the long period and during that time the price has risen to a level that was never expected and hence the lender has to change the terms in order to accommodate that but if he was adamant he would have being doomed in that situation, i will gladly accept the loan in a stable coin and not in any other crypto.