You mean not being able to go to a bank give them cash and bank details and expect them to transfer it I hope? Like an anonymous deposit? Or can you just not send money to people via bank transfers at all? I can't believe this is true?
The only person authorized to deposit money into an account under the new rules is the account holder. You can make a bank transfer, but he (or she) must explicitly authorize it ("deposit it") to get into his (or her) account.
I think the idea was to close the "I don't know nothin' about that deposit, where did that even come from?" defense for people who've gotten money from sources considered illegal. There can no longer be a deposit unless you specifically authorize that particular deposit or you specifically authorize that particular person or business to make deposits directly into your account.