I recommend to the person concerned

1. Don't put all your eggs in one basket" to keep in mind that there is no 100% safe investment and that it is important to diversify!

2. Make and organize your savings before your expenses, so you put your savings aside before you even plan your expenses. This makes it possible to hold his savings project, it's as simple as that!

3. Precisely, when talking about expenses, the successful investor mentions "that purchases of things you don't need will result in sales of things you need".

For those who do not know without going into details I suggest unilateral advice:

Invest in Yourself - Get Confidence - Surround Yourself with the Best - Don't Keep Cash in the Long Term - Observe Stock Market Indices - Understand the Company, Consumer Demand and Product Quality - Diversification - Never Pay Too Much for Shares - Know What to Invest in - Put Money in Long Term - When making a medium or even long term investment, you must be aware of the time it takes to act to achieve an interesting level of profitability - Be Patient - The best investments are the easiest - Do not try to anticipate the market - Continue to learn.

Remember that risk exists when you don't know what you're doing. For my part nChain and their BSV to my blessing.