i think this is not right time to invest because market price is increasing so you should invest on another time it means crypto price will decrease next year, that time you can invest.
I actually think if next year is the peak of the crypto market where all your investments will benefit next year. this is only my estimate, but next year there will be a big moment, the market will respond to that, and make a lot of coin prices rise very quickly. now all decisions are on yourself.