P2P in lending removes unnecessary intermediaries, human error and makes it possible to obtain loans with small interest rates
The main advantage of the P2P system is the absence of a third party. The whole transaction goes through a smart contract, so you will never get a recalculation of the interest rate and so
Also, you do not depend on the location of the bank.
You can get a loan anywhere in the world just a couple of clicks on your smartphone.