Do you really need a Degree these days?
If you had to do it all over would you go to college?
Think of the degree as your ticket for job interviews.
Won't matter AS much if you're freelancing or whatever, but I think it's safe to say that most employers want to see a degree before they consider hiring.
It's less of an intelligence thing and more a show of discipline, when all's said and done.
Don't go into debt over it though,wait till you're sitting on enough cash before committing.