There are a lot of projects out there which has the same concept or blueprint: crypto banking, wallets and crypto exchange, so what is your edge against them and how unique is pointpay?
I haven't seen any wallet that would support top-10 cryptos at the same time, especially mobile versions. My Ledger wallet supported 5 cryptos simultaneously, Coinomi - about 7 or 8 (no XRP, Stellar and EOS). Bitcoin Core - for BTC only, MEW - for ether and ERC-20 tokens, no other altcoins.