I agree. Crypto is user-friendly because it is easy to transfer everywhere of the world but this is anonymous which can hide your identity. It is friendly because we can used it anytime wherever we are as long as the place is nit remote area and have internet connection.
I think not all of the people will agree.
I remember reading a thread here saying that Bitcoin is money for nerd and that makes me wonder that it might be hard for some people to understand or use it. There are times we need some programming skills to transact them but if there is a user-friendly exchange where you can do that, I don't think it will be a problem. I think there are people, certain people that don't understand Bitcoin that quickly.