If XRP goes to $4, it will be the first coin I have in my entire life to x10. I don't have much at all, because I never really liked Ripple, just want to use them to speculate;)
But if I x10 on XRP, I'll be a very happy guy. Who won't be happy right? It's not much almost $100 now but $1000 will be a super nice bonus.
Theres a chance for that and if you continue to hold you can have more profit. Its not that hard to reach that level though XRP needs a time to pump. Im also holding XRP now, but im not expecting to get profit early this year maybe for 2 years holding.
I don't see any chance for that even if we have enough faith and hold ripple longer because ripple does not have too much potential to reach that price when it is a coin for banks to use, and as we know, the bank only uses products with high stability, that requires the price of ripple to be stable or can only fluctuate at a low level. And another reason is that competition in the crypto market is getting bigger, many more prominent products have appeared, whales will no longer focus strongly on coins that are too obsolete as ripple