I noticed that in funds allocation, development has the highiest percentage which is 42% but you still have reserves (5%) which will still be focused on development. Isn't that too much? Can you guys be more specific where these reserves will be allocated? What situations will the reserves be used?
For banking industry it's not that much. Just call for the previous banking projects like Crypterium that didn't work on product development and didn't deliver anything to the public.