Yikes. As if hindi pa big enough red flag ung 1 year lock in period. Unfortuantely sakit talaga ng mga Pilipino ang pagiging delusional at pagiging greedy; and the fact na pinagmamayabang pa sayo? Masakit yan pag biglang nag collapse ung scheme, knowing na almost a million pa ung pinasok na pera.