Are we heading to the creation of a decentralized economy (the one controlled by the people themselves) but still within and a part of the bigger centralized economy (the one controlled by the government)?
Yes we are, I am very optimistic on that, but we cannot be fully decentralized since the government still has the power to regulate us.
To make it short, a decentralized economy regulated by the government, sounds better than the current system we are at.