their term is not investment, it's called Donation.
Do they really? Tatawagin nilang donation tapos mag ppromise sila ng return of investment sa mga tao? Malaking katarantaduhan.
Yes, they call it donation and there will be no refund since it's "donation". They also call their payout as "blessings". They claim the "blessings" comes from the businesses managed by Kapa and not from the "donation" of new members
