"I say if you do not become a millionaire in the next 10 years, then its your own fault."
It's a big statement! An 18 year old male who grew up in an affluent family, is not a good fit for making such statement! Becoming a millionaire doesn't make you eligible for such statements!
People come from different backgrounds, different financial situations and different family situations! To get a different perspective of life, speak to a slum boy someday!