Reading this belatedly and just only now recalling that I used to loan out quite heavily on Poloniex in early and mid 2017. Didn't know it at the time, but my BTC was snapped up at really big interest rates (if I recall some even almost 1% daily) because of the huge FOMO going on especially in the alt markets. I made some really good profit just loaning out 10-30 day term loans. Had no idea I was exposing myself to "socialised losses".

The risks we take. As if leaving our funds on exchanges aren't enough risks. Glad I gave up doing that. Can't bear thinking of what happens if someone decides I should share their loss...