Until clear requirements for cryptocurrency projects are developed, you shouldnt hope for massive use of blockchain technologies. The US and Europe are already discussing what measures will make this environment safer for investors. Yes, now there are still not many people ready to buy cryptocurrency. But people's interest is growing, needs too. And even banks can not deny that the blockchain is well suited to improve the efficiency of intrabank transactions.
For the widespread adoption of new technologies, it is not enough just to set standards. We need to train people so that they also understand the benefits and risks of investing in cryptocurrency. That is why it seems to me very promising platform taklimakan, where you can understand from the most basic principles how it all works and continue to improve skills to learn how to trade.
Fiat currency is created by monopolists, which creates market restrictions and creates a division of society. Cryptocurrencies are free and open, no one is above them. Therefore, they can be called a unifying factor for society. We should be able to use any currency for trading and storing savings. And the fact that even banks see the possibility of creating their own cryptovalues shows that they are ready to meet people