But this is not begging I am just decently asking loan and if no one wants to five OK but for that tagging means openly you are misusing the trust system.
Not at all, flags have recently added precisely for that. Anyway, if you want to get that neg removed you should PM the one who sent it.
Their are so many loan request in other loan thread without collateral but they are not getting negative tag.
Meh, some of them are way too obvious to even bother to send a neg. There are cases of no-collateral loans, but that is up to the lendor, and is not the usual stuff around