Potential lenders can choose to ignore my neg. As a DT member its my job to warn others about potentially shady users. This loan request is imo untrustworthy.
I havent done a flag.
No, it's your job to leave accurate trust ratings and add people with accurate trust ratings/good judgement onto your trust list.
I left a counter. I think negative trust should be used when the request is entirely unreasonable, and 0.05
BTC is *maybe* borderline.
I believe that a no collateral loan request leaves a high % chance of a loan default hence my negative trust rating.
This guy has no trade history & I definitely wouldnt trust him.
I could see why youd leave him a neutral rating but youve left a positive rating, even if it is a counter I dont agree with it, sorry.
I think your negative is unfair so thus it's a positive to cancel out the negative. I personally wouldn't lend to him either, but I don't think that it's such an outlandish amount so that it immediately screams 'scam'. You're free to believe what you want to believe, and I'm free to believe what I want to believe.