Just buy some firecrackers with the 10k instead and enjoy yourself for a night.... or some drugs.. either way you'll have a better time than holding xrp and waves.
XRP will probably have good growth in the future. but the waves are very slow on the market. maybe you can switch to ethereum or binance coins for a better investment. if you want to be more certain to
buy bitcoin with 100% of your money you will benefit I think.