After 2 Years In Crypto Space  I Realize That Most Hated Coin Is Ripple (Other Than BSV).

My Question Is Why? I Didn't See Anything Wrong With Them, They're Kinda Centralized And Was Created For The Bank And They Mention It Clearly.

Is It Because They Cooperating With bank(It Kinda Destroy The Purpose of Crypto)?

Is It because They're Centralized?

Is It Because Their Consensus Protocol Still Rely on trust?

What Is Your Opinion?