Libra is indeed centralized whereas Bitcoin is decentralized. This is a big difference, of course. But for folks who are into Bitcoin (and other cryptocurrencies) for making money off the massive price increases, this is not that important. Most of them will care about only the price appreciation and Libra cannot offer that. There are so many ither differences as mentioned in the CNBC article.

For me, both differences are important, but I will not like to HODL Libra!!! Lol.