I don't believe in luck. We make our own destiny. Our future depends on the decisions that we make today. The outcome of our future is literally in our hands. Luck has nothing to do with it. So yes, hard work pays, not luck. If we do things right and we get great results, that's because of our determination to succeed and not purely because of luck. If we came across a great opportunity, that's not luck. It only means that we did something to cross path with that opportunity. By the way, I'd rather be blessed than lucky...