Cryptocurrency is definitely a user friend. It makes things easier and more convenient, if you really know how it works and how to deal with it. Problems just occur from the lack of knowledge about crypto. It still a lot of time, effort, and knowledge to appreciate the value of cryptocurrency
It depends where you do transactions. Those who have not enough knowledge on how it going to use may find it hard but if you study, it is easy. The problem is just the processing because sometimes it takes how many days to confirm the transactions.