What different and advantages of your project before others similar projects which are doing the same things? (Utrust, Pumapay are also making platofrm for payment and wallet).
If you are going to pay dividends, than your tokens are security?
I guess the team already answered this question previously...
" There used to be a few projects, but no one achieved the set goals. We are working on the development of PointPay Crypto Bank with a seamless crypto and fiat integration with instantaneous transfers worldwide; PointPay Crypto Exchange with a stacking-based profit sharing model of paying dividends to PXP token holders; and PointPay Crypto Wallet with a cutting-edge payment code ID labels along with simplified payment verification technology. That makes PointPay's approach truly unique. ''