High...not yet...

Regulation is a political judgement...
We exchange bitcoins for fiat...for shares...for other crypto etc. it is all banking of some sort or the other
A judgement of peoples abilities...their tendencies and their character
If Bitcoin thinks it could solve that using technology only based on no.s
I'd think that's an ambitious plan
People run everything...even the computers running on the mining network
it is run by people...we have to create networks of banking pools on top of bitcoin and
keep these networks under constant check
else the network checks us
and even those outside this Coin pool can raise complaints
against any of the wallets in the network.