How will you protect the user's personal account?
Can ATMs be hacked if someone sees my password from logging into my account?
I think standard precautions will be used.
Google Authenticator and confirmation of your personal account login via SMS
Also on users must confirm KYC. This is also a means of protecting your account from hacking.
I always use Google Authenticator
I believe that Google Authenticator is one of the most effective methods to protect accounts. I always connect 2FA on my accounts