But the recipient is unwilling to open any crypto related accounts currently and, due to AML,
Since there is AML already then I am guessing this are large amount converted vice versa.
Paypal could be one of your answers if he wont really try to create a wallet whatever reason he could have.
Now, you could just create a Paypal account and then put it all there. Give him the account name or log in details.
Worse case scenario will be, he doesnt know how to use the internet.
