I do understand you, but don't think a price drop is the end its just how its work and what is needed to find our higher prices and to be stable afterwards,You can never think you ruin anything cause of increasing/HODLing BTC <---- thats just the bottom line for the ones that can live with BTC, wanna live with BTC and see a real world changing value in BTC, never be fooled but the temporarily pressure of a drop as we have had a few times with BTC, keep remembering its what needs to happen
15% cash out is very reasonable btw, what Lauda says is just (1% at 100K) bit stupid to say imo, I do understand it when you would have a nothing but I mean nothing to worry about, but if you have some RL dreams or things you would like to buy and enjoy at that timeframe of your life.... then do so, just keep the main and if possible good respected Nr of BTC aside and then it will not matter to much if you enjoyed the F*** ou of those 15%, cause RL fun and stuff those matter as well, BTC= massive important but don't over value it for your own life!