This is a forum for a method of transaction designed to eliminate outside parties from interfering in p2p transactions, and you and others insist on being that interfering 3rd party. People should be doing their own due diligence, you shouldn't be doing it for them.
Well.. to be fair..
He did not interfere at all. It is not like he tries to prohibit anyone to transact with given person.
That's a big red warning on his profile.
I mean.. this user is somewhat fishy.. One shouldn't fully trust him and his loan application.
Whether he really deserves red trust regarding this is hard to judge for me.
But he is interfering by imposing penalties on people attempting to conduct trade in ways he deems unacceptable, that is the point. This of course will inhibit his ability to trade in the future. He may be honest, he may not, that is the point, this whole concept of punishing people for "pre-crime" is a flawed concept. It shouldn't be for him, or for you to judge, it should be up to the potential user offering a loan. Even with the reduced effect of negative ratings, this kind of activity I think still belongs in neutral territory.