The problem with your rant is that it can come across as it the problem is you, and that you're just picking bad projects. I give you the benefit of the doubt though.
I think it's just bed to find a real life job and invest part of your earnings.
The thing is, in an ICO everything is potential and may go either way. There are also promising ICO that had been successful in their campaign but failed to pay the bounty participant. One of them I think is Tokenpay. You will feel how OP feels when you do bounty here. It is quite funny how you tell something to OP when you yourself had not experience this stuff. Though I agree that it is best have a real life job.