Steem has virtually no fees at all and transactions only take around 3 seconds to confirm.
Quite a few exchanges have Steem/BTC trading pairs, so you should have no issue exchanging them.
On Bittrex, the fees on Steem withdraws are negligible btw.
Why not send money with paypal as friends and family? Then you have zero fees and can reverse your transaction if something goes wrong.
Lol, are you really going to recommend Paypal on a cryptocurrency forum...
