I am still getting caught up to speed so thank you for your continued help. O.K., I've now accepted and get why I must use the random 24 random word phrase that comes with my Ledger. So we are all good on this front. : )

So I have another idea where I can keep the 24 word seed phrase. Please tell me what you think. Instead of keeping the word phrase on a Billfodl why not write the 24 word phrase with invisible ink in one of my favorite books? I could keep the book in a safety deposit box or at a P.O. Box at the post office. No one would ever suspect that the word phrase is written inside the book. I could have a back up book too if I wanted. My only concern would then be how permanent the invisible ink is. I know in sunlight it disappears after a week but in the dark it will last indefinitely... so they say. Maybe there a different qualities of invisible ink but I haven't found any.

Now where to store the Ledger. I was thinking two things. I could put the Ledger in a magnetic hide-a-key holder and magnetize it to any metal surface in my apartment. I also live in an old apartment. I could bury the Ledger underneath a floor board. I could also hide it in plain site, in a safe in my closet. I really like the following safe because it has an alarm that would go off if someone tampers with it. It also has a time stamp on it showing when it was tampered with. The only thing it doesn't have is it won't send a notification to my phone. This would be cherry if I got a notification on my phone if a thief tried to snag it.

https://www.amazon.com/Verifi-Smart-Safe-Top-Opening-Biometric-Fingerprint/dp/B06XG2F5LN/ref=sr_1_1_sspa?keywords=Verifi+Smart+Safe+S4000&qid=1561587964&s=gateway&sr=8-1-spons&psc=1

So which of the ways do you think is the safest way to store the Ledger? Definitely not my underwear drawer... : )

I know some of you are speculating about how many peanuts I actually have. Too funny. Honestly, I am a regular worker and I've worked full-time my whole life with very little vacation time. I've never had health insurance. So this is why it is so important to me. I would like to be able to afford health insurance and take a nice vacation from time to time.