All this accusations without arguments or fundaments are really childish. Their development is going slower than we all expected, but they are delivering and following the roadmap.

Lets go over some true facts here:

Their first product SpectroCoin has over 1 million clients, is operational for over 5 years, and their services are regulated by the laws and EU directives. Worth to mention also, that they recently got the Operation License in Estonia and expand even more the business. Im using SpectroCoin services for almost 4 years without any issue.

Bankera exchange is live and working smoothly. Sure it need a lot of improvements and many new trading pairs, but im sure it will come with time.

They recently announced the Loans landing page, and the service itself to be launched in the upcoming months.

The revenue shares are usually late, but always been paid and publicly stated on their blog.

They are not building a lego house here, it is a BANK! So, ofc it need time. If you cant get into a project for the long term, dont get at all.