America is the worst of both worlds, has all the negatives of capitalism with the side benefit of not even being a totally free market, it is very restrictive to anyone in poverty because everything needs a license, degree, or some type of certification which requires money and keeps people poor.
its supposed to achieve 2 tings, first, make poor people available as proletarians to the capitalist rich,
support huge established structures.
it has benefits and negatives.
equity can also be obtained through stocks.
it sucks however to capitalists who want to overthrow the system and controll the currency on their own