Re: LENDING SECTION HERE (Funds Available - [btc]0.0475) Wanted Borrowers!
Would you be willing to pay it if I say yes? 
After reading your post below, I guess I would only pay for the interest of the loan which is 10%. You shoulder the charge and you already accounted it prior to transfer,so I guess this is properly done on your side.
I actually realized 5% is indeed very high especially if lending is involved. But for the fun of this, I won't mind it anymore. 
By the way you can also download electrum wallet app with your mobile, I only tried android since I'm an android phone user.