After read through the OP posts and the link provided to learn more about what the SIFR credit is the two things I learn about it is that it can be used to pay for trading fees on the exchange (SIFR) and can be transferred instantly to another SIFR user but no one asks if the SIFR credit is available for trading?
Meanwhile, the payment seems low to me.
Hello,
You are correct,
currently users can use the credits to only pay for their trading fees instead of using cash.
Over time we will add features and services where SIFR Credits could be used for payment, for example to buy a
hardware wallet or other physical/digital items.
Regarding the reward, you are also correct and we have decided to increase it.