Destiny according to religious is the pre-plan for our life by our creator and by religious standard we hardly determine what happened to us but as our creator has plan it before we were born. To science and psychology it a different things and psychologically what happened to us is our making. It is better to look at the two point of views in other for us to understand what is Destiny and what is not.
I'm all for differing perspectives, but as I've said in my previous post, I link the religious perspective to little more than defeatism or coping with things they can't influence.
In stories, it can be an interesting concept, but in reality it's just pure nonsense.
Can you say with a straight face that it is your destiny to take a shower? To cook a meal? To talk to your buddy? People only like to bring it up for "major" events, but if we assume a "creator" exists, then why would a burned down house or dead family be any less mundane than the examples I've listed, to them?
Belief in destiny can be very dangerous, it's another way to tell you that life has no consequences 'cause everything is predetermined.