I am finding that many of the crypto's on the market have no use case what so ever, its very frustrating as an investor to research hundreds of useless cryptos. They are just simply a tool to gain wealth from investors.
I did find one crypto with an amazing use case and that is Horizon State - HST - decision token. Its a voting platform on the block chain. The votes lodged on the block chain are unhackable, extremely cost effecting and voting results are instant. I just cannot understand why all governments of the world are not voting on the blockchain, it makes logical sense to save taxpayers money and create a secure voting platform.
source:
https://horizonstate.com/platform/?section=securevotingInvest:
https://coinmarketcap.com/currencies/decision-token/I would have to add Bitbond STO to your shortlist. It has a proven use case of lending already successfully to businesses. It is a Gernan-based security token and makes business lending possible through crypto financed bonds. Token holders gain interest each month holding their BB1 token. The annual interest rate, Bitbond promises, is 4 per cent paid out in Stellar Lumens (XLM). In addition, there is a variable distribution of 60 percent of the net profit of the company... And the company will buy back and bond token after 10 years. Its crypto bond i backed by real world assets and stringently reviewed as a STO by the financial authority Bafin, Germany's securities regulator. If you are an investor that doesnt like volatility then BB1 tokens re a great vehicle for secure crypto dividend.
STO projects are very good, absolutely no doubt about that, they are still the best security token so far, but I have not really seen any use for them, that is the truth, I know they are gradually gathering investors, but if BITBOND being the most popular STO for now is this slow in reaching their hardcap, I wonder what other STOs will look like, and I guarantee you that the reason why they are not meeting up on time with target is because their interest rate makes absolutely no meaning to me.
Why would I keep so much money in such project for a whole year with just 4 percent interest, imagine what my gain would have been at the end of that year if I commit such money into personal business, and if I am the type that is not good at business, my bank has so much programs that can give me more than the 4 percent if I leave it with them for a year.