Imagine you had to choose only one altcoin for your bag. I can't decide between GRAM, LAW and Libra. The last one is the most questionable: it's popular because of FB but I heard it won't be profitable because of its features of stable coin. GRAM and LAW are great because of its technologies but they are not as popular as Libra. So...yeah that is my problem...And what is your choice?
Libra? Even though are already coins that had proven their worth in good or in bad times. Libra is new, the reason it is a hot topic right now is only because it is connected to Facebook, but if not were could that coin go, maybe gone in an instant. There is no need to pick such coins and you just probably buy Ether or LTC, even XRP is worth the try.
I would be investing in Tokoin.io simply because in my opinion if this project takes off which i strongly believe, they will set a huge movement for MSMEs which in turn will positively affect our whole economy. There are so many struggling small businesses out there and this is the answer without a doubt. Real use case and the works, already solid partnerships and users already.