We have been in discussions with Retailers of all sizes, trade bodies, payment processors and regulators. Who all agreed that without a large pool of "PopUp Coins" to act like a "float" there was little chance of success. That could be one of the reasons why all the other projects that try and breakout in the retail payment space for mass adoption fail or go nowhere.
We have a good spread of people on our team including directors from global banks and global retail giants.