Here is the link LENDING SECTION HERE (Funds Available - BTC0.0475) Wanted Borrowers!

As a newbie, if you need to borrow Bitcoin you need a collateral that you can give to the lender. Take note that No Collateral = No loan unless you are a reputable user here in the forum but as I can see, you are not that reputable so its hard for the lenders to cover your loan unless you have a collateral.