The entire issue still revolves around 1 person's complaints against Livecoin. Insolvency would likely involve limiting withdrawals across several other coins than just the 2 they have issues with. You can bet far more than one customer would be complaining about it here. Who else commenting in this thread besides OP has been negatively affected by Livecoin?
So now you can steal money from 1 user, is that normal? And after he stops complaining, can you rob the next one? The main thing is not to rob both at the same time, you're just a genius!