Savings shouldn’t be something that you do for a long time, whenever you’re saving money you should be saving it for a purpose and not just because you kind of wants to increase your wealth or something like that. When you save money, it should be because you want to maybe use it to invest in your business later and grow that business to be able to gain more income in the future. Investment is good and savings is good as well, but the highest investment you can do is your own personal business. Take for example you have cloth production company, it would be better for you to invest and grow that company to a bigger one. Just saying.