Cryptopay is a well known company and it's not a direct competitor to us, because we're more focused on transfers and instant purchase/withdrawal of crypto and stablecoins with any bank card.
I was actually just talking about in terms of btc prepaid cards since I couldn't find any other provider that's available to Russia-based ppl besides cryptopay. So If I'm right, a consumer only has 2 options.
but in general, I don't see why they're not your "direct competitor" when they're also offering the same services/products for almost the same countries.
With regard to Russia correct, also for couple of months cryptopay had problems with card issuance, hope they solved it.
Our main focus is emerging markets where people do not have access (or it's very expansive) to cross border transfers, and also we aim to provide them with an easy way to store value in digital analogs of world currencies (dollar, euro, jpy etc), basically by using stablecoins. In that sense, we haven't found any the-like product in a market.