According to a survey done by coinbase, one-third of graduated women do not believe they have equal access to the financial system in their own countries.
This is entirely a construct of their own minds, unless they're chained to a cow in Saudi Arabia or something.
Huge areas of life are governed by the limitations people impose on themselves. If they could be arsed to ignore and step outside them they'd realise that said limitations magically evaporated in an instant.
I've asked loads of women over the years what their financial planning consists of. For the majority the answer is effectively none. They have no more or less access to the same stuff I do.