In our country we have our local wallet where users can directly trade fiat-bitcoin/eth/xrp/bch or vice versa. We can use it to pay bills, services, purchase goods since other merchants accept online payment, and it even use it to directly make a deposit to a bank.
I hope as time goes by, the usage of crypto will not be limited as in we can use it to buy anything.
I think you're referring is coins.ph?
Well, sorry to assume, maybe I'm wrong because our local wallet has the ability to trade it in fiat-bitcoin/eth/xrp/bch or vice versa too. Our wallet has the ability to pay bills and buy loads too that's why I really like the app and it's very essential to its users.