One of the worst things on Crypto community is people calling solid projects scam. I use Spectrocoin for a long time and never had any issue, same using Bankera exchange. Now, im waiting for the Loans services to be launch, and start to use one more of their products. Also, Im sure they would not be operating for so long if any of this accusations were true. So, lets stop with false accusations and start to come here with real facts and proves.
You dont see difference? Spectrecoin raised just few BTC and the ICO price was $ 0.0008 while now is $0,32 (so ROI is 397x), while Bankera raised crasy money for own islands and dont doing norhing!
Spectrocoin ICO???

What are you talking about???

Spectrocoin belong to Bankera ecosystem, it is one of of Bankera products. They have followed the roadmap, and always pay weekly revenue. Beside Spectrocoin, and Bankera exchange, their Loans services was announced recently, and it will for sure increase the revenue, as it comes from all Bankera products.
Just give them time, its going slow, but they are delivering, you can not expect that with all the regulations issues the crypto world is facing, they would be operating a crypto related Bank in one year.