I think the estimated thing is well off whack, I just set my auto payout to 50k and let it go from there, recorded what time I started last night, and checked how many I have ended up with just now.
There have been some hicups on the way, there was a problem with the pool for a few hours today, in that time I went and mined at  suchpools.pw and also flap.bondni.com , but was still getting about the same amount.
Will be holding on to these for the forseabe future, my mission was to earn a complete 1BTCfrom my mining rig in the first 2 months, I am at .97 currently, and also have 2.16 LTC, plus a bunch of other random coins, some Saturns, Moon, Lotto etc etc, will hold those until I see it is worth selling, made too many mistakes auto dumping my DOGE when I first started, kinda regret (a LOT) selling several hundred thousand DOGE at 21 satoshis each , We live and learn though.