Wow, this is great news! A year ago I lended a solid amount of money from a friend who lives abroad, and since I am not from the EU and he is, we had to do it through Swift. For starters, there was a maximum limit of 350 EUR per transaction if you don't want to explain your relationship to the person and what the money is for. But apart from that, each time the transaction took a couple of business days, and in the end I lost like 7% on transactions, which is not a big deal with small amounts of money, but was quite a lot in my case. Bitcoin is such a great alternative for these cases! I hope they offer an alternative to Swift payments finally.